How to get Forex and Currency Exchanges in Hajipur

Hajipur
Posted on | by Anuj

Here is a detailed, visitor‑friendly guide to Forex (foreign currency exchange) and currency conversion services in Hajipur, Bihar, India — covering how, where, what to expect, and tips for tourists or new city visitors.

How to Exchange Currency in Hajipur

Before You Arrive

  • It’s often easier to exchange some currency before leaving your home country so you have cash on arrival.
  • You can also order foreign currency online via travel platforms (delivery to home) and then just carry it with you.

Where to Exchange Currency in Hajipur

Here are the main local spots where you can convert money:

Currency Exchange Counters & Services

  • Unimoni Financial Services Ltd – A dedicated currency exchange provider in Hajipur for forex services.
    ✓ Sells and buys major foreign currencies (USD, EUR, GBP, AED, etc.)
    ✓ Good choice for travellers needing foreign cash.
  • Muthoot Finance Gold Loan, Muthoot Fincorp Gold Loan, and Manappuram Finance Limited – Gold Loan – Some finance companies often offer currency exchange or remittance services even though they’re primarily loan providers. Before heading there, confirm if they buy/sell foreign currency on the day you visit.

Local Money Changers (Unofficial / Small Businesses)

A few smaller, informal local shops and travel planners also offer currency exchange; examples include:

  • Rita Computer – near Anjan Peer Chowk, Hajipur.
  • Yours Travel & Parties Planner – offers forex, travel services and flight booking support.

Note: Not all local shops may display large foreign currency signs — ask locally for “foreign exchange” or “currency exchange”.

Bank and Online Options

Banks in Hajipur

Many banks (such as SBI, Bank of Baroda, HDFC, etc.) can exchange foreign currency, but availability may vary in smaller branches.

  • ATMs at major banks sometimes allow international card withdrawals (subject to bank fees).
  • Bring your passport and visa when using banks.

Online Currency Exchange

  • You can use online forex exchange services (e.g., travel platforms and apps) before arriving to get better rates and skip queues.
  • These often deliver the currency to your address or hold it for pickup.

What You Must Bring (Documents)

To exchange currency in Hajipur you will generally need:

  1. Valid Photo ID – passport preferred for foreign exchange.
  2. Visa/Ticket Proof – some places ask for travel itinerary before selling foreign currency.
  3. Form/Declaration – small forms may be required for record‑keeping.

Always ask beforehand what documents they require.

Rates, Fees & What to Expect

Typical Costs

  • In India, currency exchange fees (service charges or margins on exchange rate) are common — often ₹100–₹400 or more per transaction depending on amount.
  • Banks and formal services usually give better rates and transparency than airport counters. Airport exchange desks tend to be more expensive.

Tips to save money:

  • Compare rates across at least 2–3 providers.
  • Avoid exchanging large amounts at airports unless necessary.
  • Ask for the nett amount you’ll receive after all fees.

Best Times & Practical Tips

Best Time to Exchange

  • Early morning is often best when demand is lower.
  • Exchange ahead of your travel date, not at the last minute.

Know Your Needs

  • Estimate how much money you need abroad (transport, hotel, food).
  • Don’t carry too much cash — it’s safer to use cards or traveller prepaid forex cards if you have them.

Stay Safe

  • Only exchange money at licensed and reputable places.
  • Count your money carefully before leaving the counter.

What if You Can’t Find Forex in Hajipur?

If a specific currency isn’t available locally:

  • Go to Patna (larger city nearby) where more forex bureaus and banks operate with international currency support.
  • Use online forex providers to deliver currency to your address before departure.

Extra Services You Might Need

Money Transfer

  • Some forex agents also offer international money transfer (e.g., to send money abroad).
  • Always confirm fees upfront.

Forex Cards

  • Many travellers prefer forex prepaid cards (like travel money cards) which can be used abroad safely and can give better rates.

Quick Checklist Before You Exchange

  • Passport and Photo ID
  • Proof of travel (ticket/boarding pass)
  • Compare 2–3 exchange rates
  • Ask total fees and final amount you’ll get
  • Keep receipts for your records

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