Here’s a complete guide to forex and currency exchange facilities in Chhapra, Bihar, India that will help tourists, visitors, and first‑time travellers exchange money or get forex services without searching elsewhere.
1. Where You Can Exchange Money in Chhapra
1. Unimoni Financial Services Ltd, Chapra
- Address: 1st Floor, Municipal Chowk, Sri Nandan Library, Darshan Nagar, Chapra, Bihar 841301, India
- Rating: 5.0
- Categories: Currency exchange service, Insurance agency, Loan agency, Money transfer service, Travel agency
- Contact: +917594002098
- Offers buying and selling of foreign currency at relatively competitive rates.
- You can also get forex travel cards, international money transfers, and other travel‑related forex services.
- What to bring:
- For buying foreign currency: Passport + PAN card + travel document (ticket/visa).
- For selling foreign currency: Passport or any valid government ID such as Aadhaar or voter ID.
- Best place to start if you want authorised service within Chhapra.
2. Banks & ATMs – Another Easy Option
Banks in Chhapra don’t always directly sell foreign currency at the counter, but they are a safe place to withdraw Indian rupees or get travel cards:
Banks in Chhapra Where You Can Access Forex‑Related Services
- HDFC Bank – Bhagwan Bazar Branch
Provides regular banking services and ATM access where you can withdraw cash. - ICICI Bank ATM – Gandhi Chowk
This ATM is available 24×7, and you can also use certain forex/transaction services depending on your card type.
Note: Most banks in smaller cities like Chhapra do not directly sell foreign currency notes at the counter. They may require you to preorder through your home branch or provide them in advance.
3. Other Currency Exchange Alternatives
Authorized Forex Agents & Travel Agencies
While not many strictly dedicated forex counters operate in Chhapra, several travel and money‑exchange related agents can help with either forex or money transfer services:
- Forex and travel outlets around Bhagwan Bazar, Salempur, and Municipality Chowk area.
- These may include: Vakrangee Kendra & ATM, Chauhan Tour & Travels, Xpress Money agents, etc.
- Important: Always choose authorised/registered dealers and check for proper ID verification before making high‑value exchanges.
4. Forex Cards – Smart Alternative to Cash
Instead of carrying a lot of foreign cash, you might consider a forex travel card, which is often safer and cheaper:
- Forex cards can be loaded with multiple currencies and used abroad like debit cards.
- Some forex providers (e.g., Unimoni) could help you apply for multi‑currency travel cards locally.
- Advantages of travel cards:
- Safer than cash
- Freeze card if stolen
- Better exchange rates than cash sometimes
- Linked to app for management
If a forex card service isn’t available directly in Chhapra, you can apply online or at larger city branches (e.g., Patna, Delhi) before travelling.
5. Documents Needed (Checklist)
To buy or sell foreign currency or get forex services:
- Passport (mandatory for buying foreign currency)
- PAN Card copy (for paperwork)
- Visa or Travel ticket (to prove your trip or reason)
- Aadhaar / Voter ID (secondary ID for selling old currency)
6. Important Tips for Tourists
Exchange Rates & Fees
- Chhapra forex counters may charge a service fee or lower rate than banks in big cities. It’s a good idea to compare a couple of options before exchanging large amounts.
Timing
- Most forex outlets open regular business hours (10 AM–6 PM). Some ATMs are 24×7, but forex counter hours are limited.
RBI Limits (Resident Indians)
- Residents can purchase up to $3,000 (or equivalent) per visit under the LRS limit.
Summary – Best Forex Options in Chhapra
| Option | What You Can Do | Best For |
|---|---|---|
| Unimoni Financial Services Ltd | Sell/Buy currency, forex cards, money transfers | Most complete in‑city forex service |
| Banks & ATMs | Withdraw INR, consult for forex services | Basic cash needs & forex support |
| Travel & Forex Agents | Local currency exchange | Quick small exchanges |
| Forex Travel Card | Multi‑currency card for overseas use | Safe & convenient travel spending |
This guide should help you with everything you need to know about exchanging forex in Chhapra, without the need to search for additional details.
I am a travel writer and regional storyteller dedicated to documenting the culture, heritage, daily life, and travel experiences of Bihar. Through Mera Apna Bihar, I share local insights, real travel stories, and on-ground experiences that highlight the true spirit of Bihar for readers, travelers, and culture enthusiasts.
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