Here’s a complete guide to Forex (foreign currency exchange) and related money services in Bihar Sharif, Bihar, India — perfect for tourists, new visitors, or anyone who needs to exchange money or send/receive funds while in the city.
1. What Is Forex & Currency Exchange?
When you visit Bihar Sharif, you may need to convert your home currency (like USD, EUR, GBP, AED) into Indian Rupees (INR) or vice versa before travelling abroad. Foreign exchange services allow you to both buy foreign cash and sell it back after your trip.
Typical services offered include:
- Buying foreign currency (USD, EUR, AED, etc.)
- Selling foreign currency for INR
- Forex cards or traveler’s cheques (if offered)
- International money transfers
- Wallet reloads or cash transfer options
2. Forex & Money Exchange Services in Bihar Sharif
Here are known places and services where you can go for currency exchange, forex transactions, or money transfers:
Currency Exchange / Forex Services
- T & M Enterprises – Money transfer & exchange services located near Head Post Office Road; open daily with good local ratings.
- Manappuram Finance Limited – Gold Loan – Also handles currency exchange along with other financial services on Bikram-Bitha Road.
- Muthoot FinCorp Gold Loan – Offers currency exchange services at Kachahri Road with strong customer reviews.
Nearby & Useful Options (if you don’t find local exchange)
- Patna Forex and Travel Service Pvt Ltd – Highly rated exchange service on Exhibition Road, Patna – often used by tourists and regular travellers for multiple currencies.
- Unimoni Financial Services Ltd, Phulwari – Excellent foreign exchange centre near Phulwari Sharif (Patna area), ideal for wider forex options and transfers.
Note: There are more small travel agents and money changers around Bihar Sharif that offer forex services (especially near main markets and bus stands), but availability and rates vary.
3. Service Hours & Best Time to Exchange
- Most forex providers work during daytime (around 9 AM–7 PM), matching bank opening times.
- Exchange desks might close on Sundays or public holidays unless specifically mentioned.
- It’s best to visit in the morning hours to avoid queues and ensure better service.
4. What You Need to Exchange Money
Before you exchange foreign cash in Bihar Sharif, make sure you carry these documents:
- Valid passport
- Visa copy
- Flight tickets or travel confirmation
- Photo ID (PAN / Aadhaar)
These are generally required for KYC and regulatory compliance when buying foreign currencies.
5. Typical Charges & Exchange Rates
Approximate service charges you may expect locally:
| Service Type | Approx Fee (Indicative) |
|---|---|
| Currency exchange transaction | ₹100 – ₹400 (varies) |
| Money transfer | ₹200 – ₹700 |
| Forex card reload | ₹100 – ₹250 |
These ranges are indicative only and change with market rates and service provider policies.
- Always ask for the exact rate and fees before transaction.
- Compare rates between places — even small differences matter for large amounts.
6. How Exchange Rates Fluctuate
Currency values change every day depending on global market conditions. For example, the INR vs USD rate moves frequently — it’s a good idea to check live national exchange rates online or ask the agent for the day’s rate before you transact.
7. Tips for Tourists & Visitors
Before You Travel
- Exchange some cash before you arrive in Bihar Sharif if coming from abroad — easier and safer.
- Keep some INR handy for initial needs (transport, food, small payments).
Choosing Where to Exchange
- Prefer well‑rated agents with clear fee disclosure.
- Avoid unlicensed money changers; they may offer poor rates or hidden charges.
Saving Money
- Larger amounts typically get better exchange rates than small day‑to‑day exchanges.
- Always compare at least two outlets before converting.
8. Banks & Online Options
If local agents don’t meet your needs, Indian banks often provide forex services too (like HDFC Bank, SBI, etc.). They may allow you to buy foreign currency or issue forex cards at standard rates — ideal for tourists planning longer stays abroad.
Online forex cards and digital services (like Unimoni and other platforms) also let you order currency for pickup or delivery — handy for visitors who want prepaid forex cards or airport pickup.
9. Quick Checklist
Before you exchange money in Bihar Sharif:
- Know which currency you want (USD, EUR, GBP, AED, etc.)
- Compare rates among local providers
- Confirm total cost: rate + fees
- Carry proper ID documents
- Keep small INR for local expenses
I am a travel writer and regional storyteller dedicated to documenting the culture, heritage, daily life, and travel experiences of Bihar. Through Mera Apna Bihar, I share local insights, real travel stories, and on-ground experiences that highlight the true spirit of Bihar for readers, travelers, and culture enthusiasts.
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